Products and Services

E-Commerce MicroPayments:

InstaPayment is diligently working toward becoming a Tier-1 level payment provider. As such, we will be part of the federal reserve banking system ACH, operating within NACHA and WesPay, to become fully compliant and audited, targeting small and medium business (SMB) micropayment processing. InstaPayment has developed the lowest cost payment processing solution available. Using InstaPayment's APIs, merchants will easily allow their customers additional payment options at a significant cost-savings to the merchant.

Advantages:

■  Cost-Savings. Most small merchants typically pay transaction fees of 2.5-5.5%, plus a fixed monthly charge of $25-$40. InstaPayment provides the identical payment processing and settlement services, at 1.25-1.75% transaction fee with no fixed monthly charge. This is a savings of over 50% per transaction! Businesses can, depending on volume, save thousands of dollars per month or more in credit card banking fees using InstaPayment depending on business volume.  

■  Ease-of-Use. Merchants just add the InstaPayment proprietary API to their website’s E-commerce application.  InstaPayment or the merchant’s current web hosting provider can add our interface.

■  At the Shopping Cart. After shopping, consumers check out as usual after ordering products, but now have the option to pay using InstaPayment while retaining current options. It’s that  easy. There is no difference between current payment methods for the consumer, but the merchant now realizes significant savings on reduced transaction fees and no monthly fees using InstaPayment.

If you have questions please email Sales at InstaPayment.com